Experiencing an accident is stressful, but if you were not at fault, you have the right to seek compensation under Maine law. Unlike "no-fault" states, Maine follows a fault-based system, meaning the driver responsible for the crash is liable for your damages. Do not speak with insurance adjusters before getting legal advice in Maine. Protecting your claim starts with understanding your next steps and securing experienced representation.
I'm Not At Fault: Your Guide to Legal Action After a Car Accident
Establishing Fault is the Foundation of Your Claim
Maine operates under a modified comparative negligence rule, which is vital to understand. This means you can recover compensation only if you are found to be 50% or less at fault for the accident. The at-fault party's insurance company will immediately try to shift blame to you to reduce its payout.
Why You Need a Car Accident Lawyer to Handle Insurers
Insurance companies are profit-driven entities that are often trained to settle claims for the lowest possible amount, frequently pressuring injured parties with quick, lowball offers. Accepting an offer early may forfeit your right to seek additional damages later. The Law Offices of Baldacci, Sullivan & Baldacci knows these tactics and will negotiate fiercely on your behalf.
Identifying All Recoverable Damages After an Injury
Legal action in Maine aims to recover both economic and non-economic damages. Economic damages cover tangible losses such as vehicle repair, medical bills, and lost income. Non-economic damages compensate for subjective losses, such as pain and suffering. A skilled injury lawyer is necessary to investigate and prove the full extent of your loss.
The Critical Deadline: The Maine Statute of Limitations
In Maine, there is a strict statute of limitations—a deadline of six years from the date of the accident—to file a personal injury lawsuit. While this may seem generous, gathering crucial evidence and building a strong case takes significant time. Waiting too long can jeopardize your case entirely.
If you have been injured and were not the cause of the crash, the law is on your side, but you must act decisively. Insurance companies do not have your best interest in mind; we do. The Law Offices of Baldacci, Sullivan & Baldacci offers experienced legal representation to secure the justice and compensation you deserve. Contact our experienced Bangor injury lawyer today for a free consultation and personalized legal advice Maine.